Corporate policy background

The Talanx Group is internationally active in the insurance, reinsurance and financial services sectors. In its target markets our Group is a major player in shaping the insurance industry. At Talanx, more than in any other insurance group, we optimize the interplay of insurance and reinsurance as an integral component of the business model with the aim of consistently enhancing the opportunity/risk profile, increasing capital efficiency and leveraging growth opportunities more flexibly. What is more, this composition of the Group portfolio ensures that even in difficult market phases our Group has at its disposal sufficient independent capacity to reliably support its clients, tap into attractive markets and thereby secure and increase the intrinsic value of the Group over the long term.

The Group is headed by Talanx AG as a financial and management holding company. Its primary task is to steer and manage the Group. In its management of the Group Talanx AG relies on the organizational principle that has proven its worth in recent years: as locally as possible, as centrally as necessary – always in compliance with our Corporate Governance guidelines. The success enjoyed by the Talanx Group is attributable in special measure to this organizational structure, which accords the individual business units a high level of entrepreneurial freedom and responsibility. In this way the various segments are best able to act on their opportunities – always with an eye to profitable growth.

While the Talanx brand is oriented exclusively towards the capital market, on the operating side our considerable international product expertise, our forward-looking underwriting policy and our marketing power are reflected in a multi-brand strategy. This enables us to optimally align ourselves with the needs of different customer groups, regions and cooperation partners. Furthermore, new companies can be efficiently integrated into the Group. Not only that, this structure facilitates a highly developed capacity for cooperation which can be harmonized with a diverse range of partners and business models.

In so doing, we trust in efficient business processes, optimally supported by state-of-the-art IT systems – another key success factor for our Group.